

Your most valuable digital assets are your cohorts.
W0
Your players haven't paid yet.
W9
They will.
W52
We already know how much.
01Your cohort
Cohort maturity unlocks the price.
Every Wednesday.
A cohort is one install week of one app. After its first weeks, its revenue curve is clear enough to forecast. From there, our engine values every remaining week up to saturation, and we pay that price up front.

One cohort, week by week
Illustrative
Paid out by the stores
Observed, not yet paid
Forecast, up to saturation
In the price
Saturation
W0W21
02Your cohorts, priced
Pick your cohorts. See your price.
Would you rather have $150K a year from now, or $140K today? Your cohort will earn its revenue over the next 52 weeks. We pay for it now, so the capital works for you this week, not next year.
When you run the numbers, don't forget the government incentives your studio already receives. Figures are illustrative.
In-app purchases, subscriptions and ad revenue
New cohorts every week
Example studio: Orbit Labs · Merge Harbor
$1.14MReady to sell now
7Cohorts priced · pick any mix
Cohort
UA spend
Price
2026-07-27
$40K
Not priced
Too volatile to forecast
2026-08-03
$52K
$61K
2026-08-10
$66K
$75K
2026-08-17
$84K
$97K
Sold last month
2026-08-24
$106K
$120K
2026-08-31
$134K
$155K
2026-09-07
$170K
$191K
2026-09-14
$215K
$240K
2026-09-21
$272K
$296K
2026-09-28
$345K
Next week
Installs still running
ObservedForecast
2 cohorts selected
$230K
03How it works
Two days to your first sale.

0
Day 0
Verify your data
01
Sign the NDA
Once per company, before any connection.
02
Connect your MMP and store reports
MMP and store access. Read only.
03
Eligibility report
Ready in a few hours. Lumina opens right away.
1
Day 1
Validate your business
01
Find your company
We look it up in the global company database.
02
Confirm details and owners
Directors and owners come pre-filled. You confirm.
03
Add your financials
A checklist for your country. E-mail it to your accountant in one click.
2
Day 2
Get funded
01
Pick your cohorts, see your price
Every cohort gets its own price. You pick the mix.
02
Sign
Choose who signs, a quick identity check, then DocuSign.
03
Transfer sent
The price lands in your account. The receipt appears in the app.

Cohort Purchasing
Sold,not borrowed.
Your IP. Your channels. Your cap table.










